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REGULATION OF INNOVATIVE ACTIVITY OF GEORGIAN NEO-BANKS IN THE CONTEXT OF THE DEVELOPMENT OF DIGITAL TECHNOLOGIES

Authors

Eliko Mikaia

Rubric:Finance, monetary circulation and credit
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Annotation

In the modern world, the life of society very quickly changed under the influence of various technological processes, which in turn created both enormous opportunities and colossal difficulties. The impact of technology on the world to the extent, it exists today has no historical counterpart. The technological revolution has further accelerated the transition to a digital economy. The digital economy refers to any economic activity carried out using digital technologies, which is inherently based on radical innovations - in technological, organizational, institutional, social and other areas. The role of digital technologies in the banking sector is also growing steadily. This article describes the processes and consequences of their transition to the fintech era, since today banking structures around the world are focusing on the implementation and development of innovative projects in the digital space.

Keywords

Digital Economy
innovations
digital banks
development of cashless payments.

Authors

Eliko Mikaia

References:

1. Efimushkin V.A., Ledovskikh T.V., Shcherbakova E.N. - Infocommunication technological space of the digital economy. telecommunications and transport. 2017. Volume 11. No. 5. pp.15-20.

2. National Bank of Georgia - Digital Banking Licensing Principles – URL: https://nbg.gov.ge/page/ Digital Banking

3.Необанки: будущее или тупиковая ветвь развития банковской системы. Алексей Ликуев, Полина Бермишева // Forbes. 2017. URL:https://www.forbes.ru/tehnologii/344459-neobanki-budushchee-ili-tupikovaya-vetv-razvitiya-bankovskoy-sistemy.

4. Развитие системы дистанционного банковского обслуживания: деньги уходят в Онлайн. Цхададзе Нелли Викторовна // Вестник экономической безопасности. 2018  URL:https://cyberleninka.ru/article/n/razvitie-sistemy-distantsionnogo-bankovskogo-obsluzhivaniya-dengi-uhodyat-v-onlayn.

5. სფეისის ყველა სერვისი, რომელსაც სახლიდან გაუსვლელად მიიღებ URL: https://space.ge/blog/distant-services/

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